Finish Line Financial

Get the retirement you've always envisioned

The biggest worry people have when it comes to retirement is running out of money. There are so many pieces to consider (retirement income, social security, investments, nursing home care, and many more) it can be confusing, and it’s hard to know if you’re going to be ok. At Finish Line Financial we make the complex simple. We help you understand what to do with your money, why, and how it can help you accomplish your goals, so you can plan for a vibrant retirement.

Finish Line Financial is a team of experienced financial professionals with decades of experience doing everything they can to get folks across the finish line, right to the retirement they want. Finish Line has helped 500 families pursue their dreams. Let's make a plan for a brighter future today.

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"Everyone’s retirement looks a little different, which is why it can cause anxiety when it feels like you’re being pushed into a cookie-cutter retirement plan.

"Finish Line works with you to build a custom plan, specifically designed to match your goals so you can have confidence that you’ll live the life you always envisioned -- not someone else’s vision of your future."

Todd Holquist
Founder & Wealth Advisor

Our Team

Founder & Wealth Advisor
Todd is the Founder of Finish Line Financial, where he helps individuals, executives, and business owners make confident financial decisions. With decades of experience, including senior roles at JPMorgan and Stonebridge Financial, Todd specializes in strategic asset allocation and alternative investments. A sought-after speaker on investment strategies, Todd has also served in leadership roles, including as Chair of the Investment Committee for Lighthouse of Oakland County. Outside of work, Todd enjoys hiking and competing in triathlons with his family and friends. He lives in Michigan with his four children.
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Randy Malloy

Para Planner
With years of experience as a Para Planner, Randy has a passion for analyzing clients’ financial situations and collaborating with advisors to assist with financial planning. Randy prepares retirement, life insurance, education and investment analysis using a variety of software platforms, including Wealth Vision and Morningstar to help get clients across their own personal retirement finish line. When Randy’s not working you can find him spending time with family and friends. He also loves playing or watching Ice Hockey.
Team - Crysta Manthei

Crysta Manthei

Financial Advisor
Crysta brings creativity and precision to her role as a Financial Advisor. Drawing on ten years in the performing arts, she combines her talent for creative problem-solving with technical financial analysis to craft personalized solutions for her clients. Crysta’s detail-oriented and collaborative approach reflect her dedication to helping clients achieve their goals. From the first meeting, she ensures every strategy is tailored to meet individual needs—not a “one-size-fits-all” approach. When she’s not working, Crysta enjoys crafting and exploring the beauty of northern Michigan with her husband, Cody.

Our Team

Founder & Wealth Advisor
Todd’s career spans over two decades of professional financial planning and investment services. In that time, there's been nothing more rewarding for Todd than seeing his clients succeed in their retirement goals.
MBA, CPA/PFS - Senior Planner
Greg has 40+ years of financial experience and specializes in senior level financial and tax planning strategies. He brings a steady hand and great financial mind to your retirement planning.
Para Planner
With years of experience as a Para Planner, Randy has a passion for analyzing clients’ financial situations and collaborating with advisors to assist with financial planning.
Client Service Associate
Lorena is an experienced administrative assistant who loves getting to know our clients. She won't stop until your question gets an answer.
MBA - Client Service Associate
Jim’s long career in financial services provides a broad skill set of skills to the Finish Line team. He’s excited to continue helping folks achieve their retirement goals.
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Our Core Values

It's an honor for Finish Line to work with our clients. You deserve to feel that way.

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    Ethical

    We believe that our clients deserve to be treated the way we'd like to be treated. That starts with always being upfront and respectful in our communication with our clients.

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    Transparent

    Trust is built on communication. Finish Line pledges to be honest and forthright so you know exactly what the plan is for your finish line.

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    Respect

    Finish Line cherishes our relationship with our clients. The goal is always to treat folks with kindness and courtesy so that you understand how much we value you.

What does your
finish line look like?

Everyone's retirement looks a little different. For some, it means traveling or turning a hobby into a second business. It's time to get to the finish line your way.